E-Consent
By submitting a request to connect with one of our third-party lenders or lending partners through FreshwayFinancial.com, you acknowledge and provide consent for the use and acceptance of electronic signatures, records, and disclosures (“E-Consent”) by the third-party lenders or lending partners. This notification ensures that you’re aware of your rights regarding electronic disclosures, notices, and information. By clicking on the link to accept our terms, you confirm that you have received this E-Consent and consent to conducting transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents (“Disclosures”).
Option for Paper or Non-Electronic Records: If you prefer to receive paper copies of the Disclosures, simply reach out directly to the third-party lender or lending partner. They will gladly provide these copies at no cost to you, and they are required to retain all Disclosures as per applicable law.
Scope of Consent: This E-Consent applies to all online interactions between you and the third-party lender or lending partner, including those conducted on mobile devices like phones, smartphones, and tablets. By granting this E-Consent, you authorize the third-party lender or lending partner to process your information and engage in all online interactions with you electronically. Additionally, the lender or lending partner may send you notices electronically in relation to their interactions and transactions. Disclosures may be provided online through FreshwayFinancial.com or the websites of third-party lenders or lending partners, and they may be delivered via email.
Consenting to Do Business Electronically: Before deciding to conduct business electronically with the third-party lenders or lending partners, it’s important to ensure that you have the necessary hardware and software capabilities outlined below.
Hardware and Software Requirements: To access and retain the Disclosures electronically, you will need a PC or MAC compatible computer or other device with internet access, an email account, and an internet browser software program that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Netscape®, or Mozilla Firefox®. Some documents may require a PDF file reader like Adobe® Acrobat Reader X® or Foxit®. To keep a copy of the Disclosures for future reference, you will need a printer or long-term storage device, such as your computer’s disk drive. If you have any questions regarding the hardware and software requirements, please don’t hesitate to reach out directly to the third-party lenders or lending partners.
Withdrawing Consent: While your E-Consent for our service and the consideration of your request by our third-party lenders or lending partners cannot be withdrawn due to it being a one-time transaction, you have the freedom to withdraw your E-Consent with the third-party lenders or lending partners at any time and without charge. Please note that if you choose to withdraw your E-Consent before receiving credit, you may be unable to obtain credit from the lender or lending partner. To withdraw this E-Consent, please contact the third-party lender or lending partner directly. Rest assured that the withdrawal of E-Consent will not affect the legal effectiveness, validity, and enforceability of prior electronic Disclosures.
Updating Contact Information: It is important to keep the third-party lenders or lending partners informed of any changes to your electronic or mailing address. You can update this information by logging into the third-party lender’s or lending partner’s website or by sending a written update by mail.
Your Ability to Access Disclosures: By clicking the link, you confirm your acceptance of our terms. You acknowledge that you can access the Disclosures in the designated formats described above.
CONSENT: BY CLICKGIN THE LINK, YOU CONFIRM YOUR ACCEPTANCE OF THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER OR LENDING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OR LENDING PARTNERS OVER THE INTERNET.
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